Fintech in 2022: a story of falling funding, fewer unicorns and insurtech M&A

If you thought the fourth quarter of 2022 felt slow when it came to investment activity in the fintech space, that’s because it was. In fact, the three-month period marked the lowest quarter for U.S. fintech funding since 2018, according to CB Insights’ State of Fintech 2022 report.
But overall, while total fintech funding globally was down markedly last year compared to 2021, numbers were still higher than 2020.
Specifically, global fintech funding amounted to $75.2 billion in 2022, down 46% compared with 2021, but up 52% compared to 2020. The second half of the year was especially bleak. Onl

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