How much progress is Klarna making toward profitability?

Klarna, a well-known private tech company working in the consumer credit and e-commerce market, dropped its 2022 annual report today. The document contains a wealth of information about its financial performance and recent operating philosophy. We care about both.
The former startup has had a publicly difficult few quarters. From seeing its valuation cut sharply to layoffs, the news around Klarna has been negative for some time. Now that we have the company’s financial data, we can take a more detailed look at how it performed amid all the noise.
Most coverage of Klarna’s results f

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