French startup Virgil has raised a $15.6 million funding round (€15 million). The company invests in apartments alongside home buyers before they even get the keys for their new home. This way, future homeowners can buy a bigger place in exchange for an equity stake in their apartment.
Home equity is a much more fluid market in the U.S. than in France. The vast majority of homeowners in France hold 100% of the equity of their place as soon as they sign the paperwork that officially transfers legal ownership of the place.
Of couse, most people also get a mortgage. In the U.S., your home equity
Virgil helps you buy bigger apartments in exchange for home equity stakes
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