Most fintechs partner with banks. Varo became one, and says it’s paying off

Last month, Varo Bank celebrated the two-year anniversary of obtaining its national bank charter. The move made Varo the first-ever all-digital nationally chartered U.S. consumer bank.
The startup launched its banking services aimed at younger consumers comfortable doing all their banking online in 2017. It has raised nearly $1 billion since its 2015 inception and was valued at $2.5 billion at the time of its last raise in 2021. Its backers include institutions such as Lone Pine Capital, Warburg Pincus and The Rise Fund as well as U2’s Bono and NBA player Russell Westbrook.
Today, the startup

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