Fintech unicorn valuations have fallen hard in 2022

Fintech was hot in 2021, but looking back on it … maybe too hot?
The sector exploded last year, seeing record investment — $132 billion globally, according to CB Insights — with many startups reaching lofty valuations, including Stripe at $95 billion, Klarna at $45 billion and Plaid at $13 billion. While these companies have very real customer bases and products, it is not hard to imagine that at least some of these valuations were propped up by hype.
The dominoes have already started to fall here. In July, Swedish buy now, pay later startup Klarna raised $800 million at a new $6.7 billion val

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